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Excess Liability Insurance

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Excess Liability Insurance

When it comes to protecting your business, standard liability insurance may not be enough. Fill the gap with Excess Liability Insurance and ensure that you're fully covered.

Excess Liability Insurance

In today's litigious business environment, lawsuits and claims against your company can come in many directions. Even with a solid insurance policy, a catastrophic loss could exceed your policy limits, exposing your business to significant financial risk. We offer Excess Liability Insurance to provide extra protection for your business in the event of a catastrophic loss.

Our Excess Liability Insurance coverage can provide additional protection beyond the limits of your primary liability policies, including:

  • General Liability Insurance
  • Professional Liability Insurance
  • Employment Practices Liability Insurance
  • Directors and Officers Liability Insurance
  • And more

With our Excess Liability Insurance coverage, you can have peace of mind knowing that your business is protected from the unexpected. We offer customizable coverage options tailored to meet your specific needs and budget. In addition, our experienced professionals can work with you to design a coverage plan that provides the protection you need to safeguard your business assets.

In addition to our standard Excess Liability Insurance coverage, we also offer additional coverage options that can further enhance your protection, including:

  • Umbrella Liability Insurance
  • Catastrophic Liability Insurance
  • Excess Directors and Officers Liability Insurance
  • And more

We understand the importance of having a reliable insurance partner to help protect your business from catastrophic loss. That's why we offer exceptional customer service and support from the initial consultation through the claims process. In addition, with our Excess Liability Insurance coverage, you can have peace of mind knowing you're protected from the unexpected.

Contact us today to learn more about our Excess Liability Insurance coverage and how we can help protect your business from catastrophic loss.

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Property Coverage
Auto Coverage
Directors & Officers Coverage
Disaster Coverage
Workers Compensation
Coverage

Property coverage

Risk Factors

If the losses to your house exceed the limits of your homeowner's policy, you need to pay the rest from your own pockets.

Solution

Excess Liability insurance will respond when the underlying liability limits of your homeowner's policy get exhausted.

Auto coverage

Risk Factors

Your pick and drop van might face an accident and get damaged. You become liable for the damages caused and also for the lawsuits, if any.

Solution

If you use a car, truck, van, or combination of vehicles for your childcare business, then you need commercial auto insurance to cover damages and lawsuits in case of an accident.

Directors & officers coverage

Risk Factors

You may get booked for failure to comply with the workplace laws and get into lawsuits.

Solution

Excess liability insurance can pay for additional legal expenses if your primary policy fails to cover the entire expense.

Disaster Coverage

Risk Factors

Excess liability insurance can pay for additional legal expenses if your primary policy fails to cover the entire expense.

Solution

Excess Liability insurance will respond when the underlying liability limits of your policy gets exhausted.

Workers compensation coverage

Risk Factors

Your housekeeper/nanny slips on your premises while working and gets herself injured.

Solution

Excess liability insurance can pay for damages if your primary policy fails to cover the entire expense.

Already have Excess Liability Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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